How Financing with Affirm Works?

Does Affirm charge interest and fees?

They do not charge fees, and 10-36% is the range for their annual percentage rates (APR).

At checkout, they will always show the full amount of interest you’ll pay and they never charge more than that. So, you'll always know what you're agreeing to!

Affirm does not charge late fees, service fees, prepayment fees, or any hidden fees!

How do I apply for a loan?

1. Fill your Everyposh cart, then select Affirm at checkout.
2. Enter your mobile number, then select Continue.
3. If it’s your first time applying, create an account. If you already have an account, this step is skipped.
4. Enter the 4-digit PIN just texted to your phone.
5. See your loan decision.